Nearly 10 percent of Virginia households have borrowed money from short-term, high-interest payday, pawnshop and auto-title loans to make ends meet. A University of Virginia study released today shows that more than 275,000 financially struggling families in Virginia have turned to alternative financial-service providers to pay for basic needs such as food, housing and transportation. They also are using the high-cost loans to pay for unexpected expenses stemming from job losses, car repairs and medical bills. The analysis of federal banking statistics also shows that black Virginia households...