Being in a college town has great benefits for retirees. Charlottesville is home to the University of Virginia, and locals can enjoy all kinds of cultural and educational opportunities (though the city also has a slightly elevated crime rate). Livability points out there are mountains nearby for recreational activities, Charlottesville has one of the longest outdoor pedestrian malls in the country, and its renovated Paramount Theater hosts Broadway shows. Forbes has the median home price at $263,000, and the cost of living is 5 percent higher than the national average. But here's a throwba...