(By Carolyn Long Engelhard, the director of the Health Policy Program at the University of Virginia School of Medicine's Department of Public Health Sciences)November 2015 marks the beginning of the third enrollment for the purchase of health coverage under the Affordable Care Act (ACA), or ObamaCare. Many on the right contend that the ACA represents an unacceptable government intrusion into private markets and that the tax credits, or subsidies, under ObamaCare are yet another government welfare program destined to promote learned helplessness and dependency. Although that line of thinkin...